Steamboat Real Estate Home Search and Blog

Have you been renting in Steamboat because you’ve been priced out of the market?  Right now, half the homes sold across the country are to first time buyers.

Here are 5 Reasons Why You Should Buy:

If you buy a home before November 30 in Steamboat Springs (as long as you have not owned property in the last three years) you will get an $8000 tax credit.

Credit is available for first time homebuyers with very little money down. You can finance 102% of the purchase price if you qualify for a USDA loan.   The USDA loan limit in Routt County is $274,800.  Two person households can make up to $69,650 and still qualify for 102% of the purchase price.  Read more about USDA financing here.

Buyers can qualify for an FHA loan up to $675,000 with 3.5% down, a stable job history of at least two years and a credit score above 620. Interest rates are below 5%, the lowest in decades.

There are more Steamboat Springs properties to choose from in years–and some sellers are highly motivated.

Search ALL Routt County homes, townhomes, and condos under $300,000 here.

Call (970) 819-6372 or contact us to see why this could be one of the best times to become a home owner in Steamboat Springs.